How many years must workers pay into the Social Security System to receive early retirement benefits at 62?

To qualify for early retirement benefits from the Social Security System at the age of 62, individuals must have earned a sufficient amount of work credits, which typically translates to having worked for a minimum of 10 years. This equates to earning 40 work credits, as workers earn a credit for each quarter they work and pay Social Security taxes, up to a maximum of four credits per year. Meeting this requirement ensures that individuals are eligible to receive retirement benefits, although the amount received may be reduced due to taking benefits before reaching full retirement age. The other options do not meet the established criteria for eligibility, as they indicate fewer years of contributions than the required 10 years.