Which family member does NOT qualify for Social Security benefits after a beneficiary's death?

The correct answer is that a cousin does not qualify for Social Security benefits after a beneficiary's death. Social Security benefits are designed to provide financial support to certain immediate family members of a deceased worker who has paid into the Social Security system. The eligible family members typically include a surviving spouse, children (natural or adopted), and in some cases, stepchildren.

Cousins do not fall within the category of immediate family members recognized by Social Security for benefits. This is because the Social Security Administration (SSA) limits benefits to those closely related to the deceased, primarily to ensure that support goes to those who have a direct dependency relationship with the deceased worker.

For example, a spouse is eligible as they are considered an immediate family member who may have relied on the deceased's income. Similarly, stepchildren are eligible because they have a legal relationship with the deceased through marriage. Parents may also qualify under specific conditions, such as being dependent on the deceased for support. However, more distant relatives like cousins lack the necessary direct relationship that the SSA requires for benefit eligibility.