Which of the following expenses is ineligible for HSA deductions?

Health Savings Accounts (HSAs) allow individuals to save money tax-free for qualified medical expenses. To qualify for HSA deductions, the expenses must meet specific criteria set by the IRS.

Aromatherapy does not qualify as a medical expense under HSA rules. While it may provide wellness benefits or relief for certain conditions, it is not considered a necessary medical treatment or service. Qualified medical expenses typically include treatments that are necessary and prescribed by a healthcare professional, which aromatherapy is generally not classified as.

In contrast, prescription medications, doctor's visits, and emergency care are all eligible HSA deductions because they involve necessary medical services or treatments that are generally accepted as vital for diagnosing, treating, or preventing health conditions. Therefore, understanding what qualifies can greatly influence health care spending and tax planning for individuals who have HSAs.